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YA-HA!
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PostPosted: Sun Oct 19, 2008 12:40 pm    Post subject:  retiring with dignity Reply with quote

Hi friends, i just like to happily share with a new realization...
think 5 years from now where would you be... how bout 10 years from now??? or when wer 50...
I've seen many people struggle more at this age...even though they think that lifestyle or standard of living is gonna go up when they reach this age, unfortunately according to survey- for americans though- only 2 out of a hundred are well of, and 47 are still caught working, the rest are struggling.
Ive read a and realized that if we just save a small amount of our income to an investment that beats inflation(specifically the magic no is 8% more than the standard inflation per year) then we are most likely to have covered the rainy days and get a very decent retirement. (retirement though has many definitions- as for me its simply to continue doing what i want and have the reserves to be self sustaining far after my work incomes gone).
In line with this i found a very good establishment that not only caters this need but educates as well- especially on the financial aspect...
ryt now i have 1 investment on a diversified mutual fund with phil-am with a triennial dividend equal to your yearly premium, but i just cant stop there, coz it simply wont sustain. Im sharing investing to everyone because now is the best time to invest, and get the lowest premiums, to those people whore familiar i guess you get me...
you might be thinking that im trying to gt you to but something worthless, but trust me- im not, im simply trying to share an idea of saving and a place were you could save- and put a small percent of your income - whetehr big or small- to a safer- relatively higher yielding place... Im simply trying to promote security, and low risk investments.
since our lives are basiclly divided with hierarchical needs, and indeed same goes with building wealth- ex.building an emergency fund comes before more investing muscle...while responsibility and effort is also inversely proportional to the amount of savings you put in your nest egg... etc...i wont elaborate now coz its gonna take me a few pages and time...
but here,s the good news, if you want to learn more im very willing to guide you choose the best investment plan for you- its not me but you- choose... i know all you here are brilliant minds, and i guess now you understand what im driving at--- it is simply ur choice which way you wanna go... (-_O) more power!!!
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sai
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PostPosted: Mon Oct 20, 2008 9:46 pm    Post subject:   Reply with quote

Investment??? how???
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rye1547
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PostPosted: Tue Oct 21, 2008 8:51 pm    Post subject:   Reply with quote

i have invested in PruLife UK for almost 3 years now. If you want to know and is interested, i know someone (PruLife UK agent) who can explain to you. You can choose the best plans for you. Very Happy
it is like saving + investing
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choki
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PostPosted: Wed Oct 22, 2008 2:41 am    Post subject:   Reply with quote

Nya ra if maka extra ko. Sakto ra jud tawn akong sweldo sa tanang gastusin sa balay.
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YA-HA!
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PostPosted: Wed Oct 22, 2008 1:57 pm    Post subject:   Reply with quote

yup---whahahah... same ta rye-- nako sa philam--- imgetting my dividend this january--- ok bya... but nasad ko nakitan sa cocolife karon... its cheaper... u
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rye1547
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PostPosted: Thu Oct 23, 2008 5:18 pm    Post subject:   Reply with quote

ang akong gikuha na plan sa PruLife is 3K/month for 5 years. makuha nako akoa mga after 2 years pa. dugay2x pa jud. when diay ka nag start sa imong philam jes?
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YA-HA!
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PostPosted: Thu Oct 23, 2008 11:06 pm    Post subject:   Reply with quote

whahahah. panghatag nya ha!
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keithics
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PostPosted: Wed Oct 29, 2008 11:50 am    Post subject:   Reply with quote

hay.. suya ko ninyo. All i have for investment is my experience right now. I dunno what will happened to me in the next 50 years but all i have is my small term plans.

As allan have said, sakto2x ra jud ako income to cope up with my daily needs. That's why I am still searching for that "investment" you mentioned. But I won't be in Phil-Am or what soever..

thanks Jes, nice post!
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YA-HA!
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PostPosted: Thu Oct 30, 2008 12:43 am    Post subject:   Reply with quote

i can help u get one kits... im constantly in search for good ones... mga 18k a yr... not bad and you get 30k every yr after 10 yrs, plus return on investment/ d amnt u paid in 10yrs after 20th yr... not bad >>>--- (-_0)--->>> headshot!!!
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keithics
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PostPosted: Thu Oct 30, 2008 10:53 am    Post subject:   Reply with quote

humm.. let me think...
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jaenus
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PostPosted: Wed Nov 12, 2008 2:10 pm    Post subject:   Reply with quote

rye.... si jill imo agent?
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rye1547
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PostPosted: Thu Nov 13, 2008 8:56 am    Post subject:   Reply with quote

nope.. pag apply nako sa PruLife kay dli pa agent c jill ato nga time

a year after (i guess) mao pa ko kabalo na agent na c jill dd2

jaenus wrote:
rye.... si jill imo agent?

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guian
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PostPosted: Sun Jan 25, 2009 3:18 pm    Post subject:   Reply with quote

yo! 8s good to hear that u have a special thread for this topic! having an investment is good! 8 may not sound lucrative at the present but it will surely prepare you for the years ahead!
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